Property Finance - Personal & Commercial

Finding the most suitable mortgage and lending rates for you

Property Finance - Personal & Commercial

Minimise costs and unfavourable terms

Regularly reviewing your mortgage is also advisable but most people do not have the time to hunt down the most appropriate product for their personal circumstances.
We are here to help.

Cashflow Modelling

We will provide you with regular 'financial forecasts' through cashflow modelling

In addition to buying a new property, there are many reasons for seeking a new mortgage:

  • Raising capital for school fees
  • A change in circumstance
  • Releasing equity for investment purposes
  • Reducing the loan and securing new terms
  • Buy to let
  • Commercial developments
  • Downsizing
  • Coming to the end of a fixed interest rate period
  • We will work with you to make the mortgage process straightforward, saving you time, money, stress and effort. We have access to hundreds of products across the mortgage market, including specialist mortgages designed for people with complex circumstances; we are experienced at arranging mortgages for individuals that standard mortgage providers often avoid. For example, many of our clients are self-employed or receive a significant portion of their income from bonuses, commission, and vested stock options. Experience in approaching lenders on behalf of members with an irregular income is crucial.

    Property Finance

    Research & recommending

    We also assist with intergenerational mortgages for parents and grandparents wishing to help their children and grandchildren onto the property ladder.

    By researching and recommending the most suitable mortgage, and negotiating the best rates on your behalf, we can save you a lot of time and money.

    Get in touch today

    What Our Clients Say

    G.C M
    Read More
    "Ed has helped me greatly in managing my investments and in preparing my financial portfolio for my retirement. He is always professional, transparent and ethical and I have no hesitation in recommending him and Smythe House”
    A. F
    Read More
    "I have been fortunate to have Ed and Smythe House advising me over a wide cross-section of financial affairs for many years. Smythe House have tailor-made many solutions for my requirements. Ed’s hands-on approach and in-depth knowledge of my financial and personal situation have given me comfort and confidence about the future, whatever it may contain"
    Read More
    "I have found it very helpful to get advice on all aspects of my finances. Ed and Smythe House have introduced a range of investments while keeping a close eye on external advisors to ensure good performance. I would happily recommend Ed to others who are looking to have the trusting professional relationship that we have built up over the many years."
    Scroll to Top